Your staff are probably already using AI tools, often on personal accounts nobody signed off. The real risks are usually about data, not robots. Here is what they are, the settings worth checking first, and what to put in a simple AI policy.

ChatGPT, Microsoft Copilot, Claude and Google Gemini can all be used safely at work, as long as staff use business accounts rather than personal ones, keep sensitive information out of tools you haven't approved, and follow a short written AI policy. The biggest risk is client, staff or confidential information being pasted into free personal accounts, where conversations can be used to train the provider's models. With Copilot and Gemini in Google Workspace, the main risk is internal: they can surface any file a user already has access to.
In the government's Cyber Security Breaches Survey 2025/26, 31% of businesses were using AI, adopting it or actively considering it, but only 24% of those had cyber security practices in place to manage the risks from using it.
And that's only the AI the business knows about. Many staff use free tools on their own initiative, which is where most of the risk sits.
The same product can handle your data very differently depending on the account:
| Tool and account | Used to train the provider's models? |
|---|---|
| ChatGPT Free, Plus or Pro (personal) | Yes by default. Can be switched off in Settings, Data Controls, "Improve the model for everyone" |
| ChatGPT Business or Enterprise | No, by default |
| Microsoft Copilot Chat, signed in with a work account | No. Covered by Microsoft's enterprise data protection terms |
| Microsoft Copilot (licensed, formerly Microsoft 365 Copilot) | No. Works with your files and emails, and respects your existing permissions |
| Claude Free, Pro or Max (personal) | Yes, if "Help improve Claude" is switched on in Settings, Privacy. Check it's off |
| Claude Team or Enterprise | No, by default. Covered by Anthropic's commercial terms |
| Gemini app, signed in with a personal Google account | Can be, and chats may be read by human reviewers. The "Keep activity" setting limits this, but doesn't stop it entirely |
| Gemini in Google Workspace, signed in with a work account | No. Not used for training nor reviewed by humans without your permission |
Sources: OpenAI's help centre, Microsoft's enterprise data protection documentation, Anthropic's model training page, Google's Workspace with Gemini FAQ and the Gemini Apps privacy notice, at the time of writing. Providers change their terms, so check before you rely on them.
Not being used for training doesn't mean nobody else can ever see your data. Business accounts still store it, under the provider's business terms. That's why the policy below matters as much as the account type.
The same rules apply, with a couple of points specific to each:
A one-page policy is enough to start. It should cover:
Review it every six months or so: the tools change quickly.
Our AI adoption consultancy helps you choose the right tools, set up business accounts securely, write your AI policy and train staff on real tasks. If you'd like a check of your Microsoft 365 or Google Workspace permissions before rolling out Copilot, talk to us.
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